Living with the threat of a foreclosure over your head would be enough to drive anyone into a panic. As a Birmingham Alabama home owner, you need to know that you have options when it comes to skirting foreclosure. Three alternatives that are available to you are the HAMP, HAFA and Short Sale of your Birmingham Alabama home. First there is HAMP which stands for Home…
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It is perfectly understandable that the threat of a foreclosure can cause a considerable amount of stress for a homeowner. Contributing factors include: Constant phone calls from bill collectors including your mortgage company Notices being posted on your door Your mail is overflowing with collection notices It’s enough to drive anyone crazy. Foreclosure does not have…
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Alternatives to Foreclosure Part II I’ve already discussed the HAMP (Home Affordable Modification Program) which is a program designed to help troubled home owners lower their monthly mortgage payments. You can read the HAMP post at your leisure. If you are a Birmingham Alabama home owner, you need to know that there is help for you. The FHA HAFA (Home Affordable Financing Alternatives) program…
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